The purchase of a home should start with the mortgage application

With a lender approved loan ready to close. Then the borrowers are now buyers with money backing their offer and they have the ability to close quickly.

We refer our lender approved borrowers to our team of realtors. These realtors deeply discount their commissions for our borrowers, because they know the borrowers/buyers are prepared to complete the purchase transaction. Our realtors use their discount to achieve a rebate to the borrowers/buyers to cover closing costs or other RESPA approved benefiical purposes.